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What is Salary Packaging?

Salary packaging uses your gross income (your pre-tax earnings) for payments to help you maximise your money. And because you’re using your pre-tax earnings, salary packaging helps lower your taxable income and increases your take-home pay, allowing you to save more.

Salary packaging isn’t just limited to novated car leases, it can be applied to a range of other expenses and services too. However, these salary packaging options and inclusions are dependent on your employer.

In Australia, salary packaging can be applied to:

  • Cars
  • Mortgage repayments
  • Rent
  • Superannuation
  • Computers
  • Utility bills
  • Meals and entertainment

Salary Packaging Examples

Salary packaging is a smart way to make the most out of your pre-tax income. To give you a better idea of how salary packaging can save you money, we have created two real life examples comparing salary packaging with personal financing in Australia.

We have estimated 15,000km over a 5-year novated lease – this represents an ‘average’ package. For savings and salary packaging solutions specific to your needs, give us a call on 1300 738 601. As Australia’s most trusted provider of salary packaging and novated leasing solutions, our team can provide you with the best options and competitive rates.

(Note: Recent budget changes mean that there is no longer a minimum number of kilometres that you have to travel in order to make significant savings through salary packaging, which is great news!



We help everyday Australians novated lease their way to a new car

For more than 20 years, the Fleet Network team have been helping companies and government employees gain access to tax bill reductions and salary maximisation. Our novated lease consultants specialise in securing the best deals on cars. So, no matter which vehicle make or model you choose, you can save thousands by using your pre-tax salary to pay for the finance and all running costs in one regular repayment.

Get in touch with one of our friendly experts for a free quote!

We are dedicated to getting you the best result on your novated car lease.