NSW Government Employee Salary Packaging

Did you know that just by being a NSW government employee, you are automatically eligible for novated leasing through salary sacrifice? Which means you can finance the car of your dreams and maximise your money with our salary packaging options.

Wondering what a novated lease is? A Novated Lease is an arrangement whereby your local NSW government employer agrees to finance your new or used vehicle and its running costs from your pre-tax income. Fleet Network then facilitate a three-way agreement between your employer, you, and the finance company which allows you to save thousands by reducing your salary prior to tax. This process is also referred to as Salary Packaging.

How does a Novated Lease work?

Choose your Car (New or Used)

Fleet Network sets up the Lease Agreement

Bundled Finance and Running Costs

Enjoy your new car and save thousands

Benefits of Novated Leasing

  • Salary packaging allows you to pay for your car with your pre-tax salary and pay LESS income tax
  • SAVE THOUSANDS with National Fleet Discounts
  • Your Package includes finance, fuel, insurance, servicing, tyres & registration
  • Flexibility to package the car of your choice
  • Pay NO GST^ on the purchase price of your car or its running costs
  • Unrestricted use of the vehicle for work and private use


How NSW Government Employees Can Save With Salary Packaging

The below table outlines the huge savings that can be achieved with novated leasing via salary packaging in NSW. We’ve compared a Fleet Network novated lease against a third-party car loan, borrowing against your home loan or paying cash. A Fleet Network novated lease via salary packaging comes out on top as the easiest and most cost-effective way for local NSW government employees to purchase a new or used car.

Car Loan



Novated Lease

Mazda CX-5 GT
purchase price
$45,231Fleet Network discounted purchase price
Cost of finance over 5 years$61,800$53,940N/AIncluded
Running costs$29,727$29,727$29,727Included
Novated lease cost including running costs and tax savings$0$0$0$73,415
Total cost over 5 years$91,527$83,667$78,212
$73,415(inc. residual)Just $239/week running costs included

Why Choose Fleet Network for Your NSW Novated Lease?

Fleet Network have been providing NSW government employees, along with other New South Wales employees with incredible savings through salary sacrifice and novated leasing options for the past 20 years. However, it’s not our impressive company history that’s the reason for our 5-star reviews and testimonials – it’s our customised, personal approach to service.

Here, there are no call centres. When you call Fleet Network– you’ll speak directly with our expert novated leasing staff in a local office, every time. Our novated lease and salary sacrifice sales team go as far as taking calls outside of work hours to deliver on our brand promises and help clients as much as possible.

  • We always deliver personalised communication through every step of the process and beyond
  • We always respond to client enquiries within four business hours

Speak with NSW’s Novated Leasing & Salary Sacrifice Experts Today

To find out more about how much you can save with a novated lease from Fleet Network, call us on 1300 738 601. Our local team in Chatswood are available to answer any questions you might have.

Compare Loan Types

Have you ever wondered how novated leasing via salary sacrifice comes out on top as the simplest and most cost-effective way of buying a car when compared to other types of car finance?

Salary Packaging Examples

To give you a better idea of how salary packaging can save you money we have created two real life examples comparing salary sacrificing with personal financing.

Receive a Bonus Offer

Salary package your new car with us and receive one of our bonus gifts! Ask one of our friendly experts about this month’s offer.

Contact our helpful team to get a free quote today

We are dedicated to getting you the best result on your novated car lease.