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Salary Sacrifice Your Car and Save Thousands Today!

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We Help South Australian’s Salary Sacrifice Their Way to a New Car

Wanting to save money on your next car? Now you can by salary sacrificing and using your pre-tax income. Here at Fleet Network, we’re known for being SA’s leading salary sacrificing experts, and we’re here to help Adelaide locals leverage the power of salary sacrificing to secure a new car.

What is Salary Packaging?

Also commonly known as salary sacrificing, salary packaging can help you save thousands of dollars by making payments from your pre-tax earnings. The financial benefits from choosing salary packaging can be significant, depending on the amount of money you earn. When payments are made before tax, it can help to reduce your overall taxable income, which in turn increases your take home pay and helps you pay less tax overall.

Depending on your employer, salary packaging in South Australia can be applied to a range of other important life expenses including rent payments, home loan repayments, super utilities and even entertainment and meals.

At Fleet Network, we specialise in salary sacrificing cars in Adelaide and have helped thousands of South Australians on saving money each year through our national fleet discounts, and we’re here to help you too.

Examples of Car Salary Packaging in SA

For an easier way of understanding how car salary packaging in SA works, we’ve put together two real life examples of how salary sacrificing compares when choosing to personal finance your new car.

When it comes to car salary packaging, there is no minimum number of kilometers you need to achieve to make these significant savings. However, for the purpose of these examples we have estimated 15,000km’s per year, over a 5-year novated lease period – representing an ‘average’ package.

Note: if you’d like to see a salary packaging savings example tailored to your income and specific make and model of vehicle you’re wanting to buy, give us a call on 1300 738 601 or email our team today.

  • Example 1 - TOYOTA HILUX $80,000 Salary
    Paul – SA Police Officer

    Paul is a 26 year-old SA police officer, employed full time, earning $80,000 a year. He has a Toyota Hilux. He is leasing for five years, at 15,000km/yr. Paul saved $12,819 off the purchase price through our national fleet discounts. He is $2,770 per annum better off.

    Novated Benefit
     Not Packaging Salary Packaging
    Annual Salary (Pre-tax)$80,000$80,000
    Less motor vehicle$0$6,847
    Less FBT$0$0
    Less GST on employee contribution$0$697
    Add input tax credits$0$1,320
    Taxable Salary$80,000$73,776
    Tax (inc Medicare)$19,147$17,000
    Net salary pre-employee contribution$60,853$56,776
    Employee contribution (vehicle)$14,515$7,668
    New cash salary (after input tax credits)$46,338$49,108
    Net packaging benefit per year*$2,770
    Novated Advantage$13,849


    *Please note: Calculations are based on recommended retail prices of vehicles and do not include national fleet discounts. Budgeted running costs are estimates only and will vary according to driving conditions, location, price of fuel and distance travelled. Our consultants are happy to provide accurate quotations specific to your vehicle requirements.

  • Example 2 - TOYOTA COROLLA $80,000 Salary
    Jessica – SA Teacher

    Jessica is a 32 year-old SA teacher, employed full time, earning $80,000 a year. She has a Toyota Corolla. She is leasing for five years, at 15,000km/yr. Jessica saved $2,614 off the purchase price through our national fleet discounts. She is $2,217 per annum better off.

    Novated Benefit
     Not Packaging Salary Packaging
    Annual Salary (Pre-tax)$80,000$80,000
    Less motor vehicle$0$5,480
    Less FBT$0$0
    Less GST on employee contribution$0$467
    Add input tax credits$0$966
    Taxable Salary$80,000$75,018
    Tax (inc Medicare)$19,147$17,428
    Net salary pre-employee contribution$60,853$57,590
    Employee contribution (vehicle)$10,620$5,140
    New cash salary (after input tax credits)$50,233$52,450
    Net packaging benefit per year*$2,217
    Novated Advantage$11,085


    *Please note: Calculations are based on recommended retail prices of vehicles and do not include national fleet discounts. Budgeted running costs are estimates only and will vary according to driving conditions, location, price of fuel and distance travelled. Our consultants are happy to provide accurate quotations specific to your vehicle requirements.

Fleet Network Have Been Helping South Australians for Over 20 Years

For over 20 years, we’ve people helping SA employees save on their next new or used car purchase through our salary sacrifice and salary packaging options. Our team prefer to take a personal approach to helping you and, knowing the current car market is extremely competitive, we’ll ensure we continue to act fast to make sure you get the best deal. We can even provide a convenient used vehicle trade-in service for our local Adelaide customers.

We’ve also got a few brand promises you can count on too:

  • We’ll always respond to your enquiry within four business hours.
  • We’ll always deliver personalised communication throughout every step of the way.

Are You Ready to Maximise Your Tax Savings Through Salary Sacrificing?

Let Fleet Network help you maximise your pre-tax income with a novated lease via salary sacrifice.

Our expert Business Development Manager is based right here in Adelaide and is available to assist anyone in SA with their salary sacrifice queries. Contact us today to book your obligation-free workplace visit to learn more.

Get the Car You’ve Always Wanted to Have

More questions?

Check out our Novated Leasing FAQs or give us a call.

We’re real, friendly people and we’re here to help.

We are dedicated to getting you the best result on your novated car lease.