Salary Packaging for SA Defence Force Employees

If you’re a SA Defence Force employee, did you know that you are eligible for a novated lease through a salary sacrifice? You can save thousands on the car of your dreams by using your pre-tax income to finance your vehicle.

Also commonly referred to as salary packaging or a salary sacrifice, a Novated Lease is an arrangement whereby your employer (SA Defence Force) agrees to finance your new or used vehicle and its running costs from your pre-tax income. Fleet Network will facilitate a three-way agreement with your employer, you, and the finance company, in turn allowing you to save thousands by reducing your salary prior to tax. It’s the smart way to drive away in the car of your dreams.

How Does a Novated Lease Work Through Salary Sacrifice?

Choose your Car (New or Used)

Fleet Network sets up the Lease Agreement

Bundled Finance and Running Costs

Enjoy your new car and save thousands

Benefits of an SA Defence Force Novated Lease

  • Pay for your car with your pre-tax salary and pay LESS income tax
  • Pay NO GST^ on the purchase price of your car or its running costs
  • SAVE THOUSANDS with National Fleet Discounts
  • Your salary package includes finance, insurance, fuel, tyres, servicing & registration
  • Unlimited use of the vehicle for both work and private use


How SA Defence Force Members Can Save Thousands Via Salary Sacrifice

The below table outlines the huge amount of savings that SA Defence Force members can take advantage of through our salary sacrifice and novated leasing. Here, we’ve compared a third-party car loan with borrowing against your home loan, paying cash, and the difference you’ll save when choosing a novated lease through Fleet Network. It’s clear that salary packaging is the simplest and most cost-effective way in the long term for SA Defence Force members to buy a new or used car.

Car Loan



Novated Lease

Mazda CX-5 GT
purchase price
$45,231Fleet Network discounted purchase price
Cost of finance over 5 years$61,800$53,940N/AIncluded
Running costs$29,727$29,727$29,727Included
Novated lease cost including running costs and tax savings$0$0$0$73,415
Total cost over 5 years$91,527$83,667$78,212
$73,415(inc. residual)Just $239/week running costs included

Why Choose Fleet Network for you SA Defence Novated Lease?

Fleet Network have provided South Australian Defence Force members with significant savings through our salary sacrifice and novated leasing options on both new and used cars, for the past 20 years. With this experience in mind, it’s surprisingly not our company history behind the main reason for our 5-star reviews and testimonials – it’s our tailored approach to service.

We don’t have a call centre– each time you contact us, you’ll speak directly with our expert novated leasing staff. Our novated lease and salary sacrifice sales team go the extra mile, they’re even happy to take calls outside of work hours to deliver on our brand promises and help clients in every way.

  • We deliver personalised communication throughout every step of the process and beyond
  • We always respond to client enquiries within four business hours

Speak with SA’s Defence Salary Sacrifice & Novated Lease Experts Today

To find out more about how much you can save through salary packaging a novated lease as a SA Defence Force member, contact our expert team. Call us on 1300 738 601 today to learn more.

Compare Loan Types

Have you ever wondered how novated leasing via salary sacrifice comes out on top as the simplest and most cost-effective way of buying a car when compared to other types of car finance?

Salary Packaging Examples

To give you a better idea of how salary packaging can save you money we have created two real life examples comparing salary sacrificing with personal financing.

Receive a Bonus Offer

Salary package your new car with us and receive one of our bonus gifts! Ask one of our friendly experts about this month’s offer.

Contact our team to get a free quote today

We are dedicated to getting you the best result on your novated car lease.