Salary Packaging for South Australian Government Employees

You may not already know but as a SA government employee, you are eligible for novated leasing through salary sacrifice. Which means you can finance the new or used car of your dreams and maximise your savings with salary packaging.

Novated Lease (also commonly referred to as a salary sacrifice) is an arrangement whereby your SA government employer agrees to finance your new or used vehicle and its running costs from your pre-tax income. Fleet Network will facilitate a three-way agreement between you, your employer and the finance company, which in-turn allows you to save thousands of dollars by reducing your salary prior to tax.

How does a Novated Lease work?

Choose your Car (New or Used)

Fleet Network sets up the Lease Agreement

Bundled Finance and Running Costs

Enjoy your new car and save thousands

Benefits of Novated Leasing

  • Your salary sacrifice package includes finance, fuel, insurance, servicing, tyres & registration
  • Flexibility to package the car of your choice
  • Unrestricted use of the vehicle for work and private use
  • Salary packaging allows you to pay for your car with your pre-tax salary and pay LESS income tax
  • Pay NO GST^ on the purchase price of your car or its running costs
  • SAVE THOUSANDS with National Fleet Discounts


How SA Government Employees Can Save Thousands with Salary Sacrifice

Below in a table we’ve highlighted the significant savings which can be achieved for SA government employees with novated leasing via salary sacrifice. We’ve compared a Fleet Network novated lease against a third-party car loan, borrowing against your home loan or paying cash. Against all three, a novated lease via salary packaging comes out on top as the most cost-effective way for local SA government employees to buy a car.

Car Loan



Novated Lease

Mazda CX-5 GT
purchase price
$45,231Fleet Network discounted purchase price
Cost of finance over 5 years$61,800$53,940N/AIncluded
Running costs$29,727$29,727$29,727Included
Novated lease cost including running costs and tax savings$0$0$0$73,415
Total cost over 5 years$91,527$83,667$78,212
$73,415(inc. residual)Just $239/week running costs included

Why Choose Fleet Network for Your SA Government Salary Sacrifice?

For the past 20 years, Fleet Network have provided SA government employees along with other employees across the state, with significant savings through our salary sacrifice and novated leasing options. Surprisingly, it’s not the history of our company behind the main reason for our 5-star reviews and testimonials – it’s our personalised service and approach.

We don’t rely on call centres here – when you phone us, you’ll speak directly with our expert novated leasing staff, each time. Our novated lease and salary sacrifice sales team are even happy to take out-of-hours calls to ensure we deliver on our brand promises and help clients as much as possible.

  • We deliver personalised communication throughout every step of the process and beyond.
  • We always respond to client enquiries within four business hours

Speak with SA’s Government Salary Sacrifice & Novated Lease Experts Today

To learn more about how you can save thousands through salary packaging as an SA government employee, contact our expert team. Call us on 1300 738 601 today to learn more.

Compare Loan Types

Have you ever wondered how novated leasing via salary sacrifice comes out on top as the simplest and most cost-effective way of buying a car when compared to other types of car finance?

Salary Packaging Examples

To give you a better idea of how salary packaging can save you money we have created two real life examples comparing salary sacrificing with personal financing.

Receive a Bonus Offer

Salary package your new car with us and receive one of our bonus gifts! Ask one of our friendly experts about this month’s offer.

Contact our helpful team to get a free quote today

We are dedicated to getting you the best result on your novated car lease.