Salary Sacrifice for SA Health Workers

You may not know, but as a South Australian health worker, you are eligible for a novated lease through salary sacrifice. That means you can finance the car of your dreams- new or used- and maximise your money with salary packaging.

Novated Lease (also commonly referred to as a salary sacrifice), is an arrangement whereby your employer agrees to finance your new or used vehicle and its running costs from your pre-tax income. That’s where Fleet Network come in. We facilitate a three-way agreement between SA health employees, the employer and the finance company, allowing healthcare workers to save thousands by reducing their salary prior to tax.

How Does a Novated Lease work?

Choose your Car (New or Used)

Fleet Network sets up the Lease Agreement

Bundled Finance and Running Costs

Enjoy your new car and save thousands

Benefits of Novated Leasing

  • Salary packaging allows you to pay for your car with your pre-tax salary and pay LESS income tax
  • Pay NO GST^ on the purchase price of your car or its running costs
  • SAVE THOUSANDS with National Fleet Discounts
  • Your salary sacrifice package includes finance, fuel, insurance, servicing, tyres & registration
  • Flexibility to package the car of your choice
  • Unrestricted use of the vehicle for work and private use


How SA Health Workers Can Save Thousands with Salary Sacrifice

Below in the table we’ve highlighted the savings which can be achieved for SA health workers with novated leasing via salary sacrifice from Fleet Network. We’ve compared our novated lease against a third-party car loan, borrowing against your home loan or paying cash. When measured against all three, a novated lease via salary packaging comes out on top as the most cost-effective way for local SA health employees to purchase their next new or used car.

Car Loan



Novated Lease

Mazda CX-5 GT
purchase price
$45,231Fleet Network discounted purchase price
Cost of finance over 5 years$61,800$53,940N/AIncluded
Running costs$29,727$29,727$29,727Included
Novated lease cost including running costs and tax savings$0$0$0$73,415
Total cost over 5 years$91,527$83,667$78,212
$73,415(inc. residual)Just $239/week running costs included

Why SA Health Workers Choose Fleet Network for a Novated Lease

For the past 20 years, Fleet Network have been providing SA health workers, along with other South Australian employees with incredible savings through salary packaging and novated leasing. But our company history isn’t just the main reason for our positive testimonials and 5-star reviews – it’s our personalised service.

When you rely on us, you’ll speak directly to an expert novated leasing staff member, and not someone in a call centre. Our novated lease and salary sacrifice team go the extra mile and are also happy to take calls outside of office hours. Allowing us to help our clients and deliver on our brand promises as much as possible.

  • We deliver personalised communication throughout every step of the process and beyond.
  • We always respond to client enquiries within four business hours

Speak with the Salary Sacrifice & Novated Lease Experts Today

To learn more about how you can save thousands through salary packaging as an SA health worker, contact our expert team. Call us on 1300 738 601 today to learn more.

Compare Loan Types

Have you ever wondered how novated leasing via salary sacrifice comes out on top as the simplest and most cost-effective way of buying a car when compared to other types of car finance?

Salary Packaging Examples

To give you a better idea of how salary packaging can save you money we have created two real life examples comparing salary sacrificing with personal financing.

Receive a Bonus Offer

Salary package your new car with us and receive one of our bonus gifts! Ask one of our friendly experts about this month’s offer.

Contact our team to get a free quote today

We are dedicated to getting you the best result on your novated car lease.